Get the cash you need

Request up to $1000!
Start here
By submitting your information you understand and agree to our Privacy Policy and Terms of Use, Rates & Fees, Lending Policy and E-Consent.

Cash Advance Loans Can Help You Get The Funds You Need

When you’re on the verge of a monetary crisis, Money USA’s network of trusted lenders is here to provide you with cash advance loans to pull you through. Often times, standard bank loans just aren’t fast enough to help turn the tide of overdue bills, car payments, and all the other pressing expenses that keep coming between paychecks. So, turn to us when tough times threaten your credit score, bank account or carefully planned budget. Cash advance loans from our network of lenders can provide quick resources to help you recover from unforeseen financial pitfalls and focus on life’s necessities.

Definition of a Quick Cash Loan

Don’t fret when your next paycheck seems too far away to support your needs. A quick cash loan serves as an advance on that future paycheck.

When you rely on Money USA, you can request anywhere from $100 to $999 in funds to handle your emergency expenses. Term limits for these loans tend to range between two weeks to two months; however, these limits may vary depending on your state laws. Our lender network includes state and Tribal lenders. Tribal lenders’ rates and fees may be higher than state-licensed lenders, and are subject to federal and tribal laws, not state laws.

How the Process Works

While Money USA does not directly serve as a cash advance loan lender, we are here to connect you with an extensive network of lenders as quickly and securely as possible.

If approved, you can review the details of the loan contract. Keep in mind that Money USA only serves to help you search for and connect with lenders; therefore, we do not set the contract terms or collect the loan fees. Instead, you will communicate directly with your chosen lender.

If you disagree with certain details of the contract, such as the interest rate or term limit, you can decline the contract and search for another reliable lender – free of charge and without further obligation. Once you find a lender with a favorable contract, sign the electronic signature form to continue the cash advance process.

Choose your lender carefully and never accept a contract unless you feel it is right for you. Our network is home to numerous trustworthy lenders who are eager to work with you. In addition to traditional loans, some lenders in our network may offer line of credit.

Laws Concerning Cash Advance Loans

Different states have different laws and regulations about cash advance loans. Conduct an Internet search to learn about your state’s laws. You will discover that some states have lenient laws concerning the quick cash industry, while other states have restrictive regulations or ban cash advance loans altogether. If your state government prohibits cash advance loans, you may have to search for alternative solutions.


When seeking a cash advance loan from Money USA, you must meet these requirements:

  • Be a U.S. citizen or possess permanent residency.
  • Be at least 18 years of age.
  • Have a U.S. bank account.
  • Be able to provide proof of income, such as a recent paystub.
  • Have a valid email address.
  • Provide home and work phone numbers.

Please note that meeting these requirements does not mean that you will be connected to a lender.


Cash advance loans from our network of lenders have numerous advantages over the usual bank loans. Here are a few of those benefits:

  • Request and approval process is swift.
  • is a secure website, and uses industry leading technology to keep your private information safe.
  • Requested loans go directly into your bank account.
  • You can submit your request without leaving home.

In addition to these advantages, the federal Truth in Lending Act requires lenders to reveal the specifics of their contracts before you sign. This mean you won’t have to worry about hidden fees or surprise interest rates when dealing with our cash advance loan lenders. You are also free to research your chosen lender to ensure reliability.

When to Seek a Cash Advance

Request cash advances during financial emergencies. For example, unexpected medical incidents can leave you with a pile of bills while you lose valuable work hours. Likewise, a car accident could cost you money while interfering with your ability to commute to work. Our lenders can help you tame these financial burdens and get your budget back on track without delay.

When you’re behind on a utility bill and an expensive reconnect fee is looming once the power is shut off, fill out a request and get acquainted with our lender network. Take control of the situation today.

Precautionary Steps 

Because quick cash loans come with higher interest rates than other loans, you should practice caution when handling your loan request. Only request a loan when your financial problems are overwhelming. You may be stuck with additional debt if you are unable to repay your loan in a timely manner. Here are some tips for handling your cash advance from Money USA.

  • Carefully examine the term limits and rates to ensure that you can repay the loan in time.
  • Never request more money than you are willing or able to repay.
  • Avoid spending the funds on minor expenses, such as entertainment or clothing.
  • Direct your loan toward important matters, such as hospital bills or vehicle repairs.


Representative APR Range is not a lender and does not provide short-term loans but refers consumers to lenders who may provide such loans. For this reason, we are unable to supply you with an exact APR (Annual Percentage Rate) that you will be charged if you are approved for a loan. APRs vary according to the information supplied by you in your loan request and your lender. You will be given the APR, loan fees, and other terms by your lender when you are redirected to your loan agreement in the loan request process. The APR on a cash loan can range from 200% to 2,290% depending on how the APR is calculated (nominal vs. effective), the duration of the loan, loan fees incurred, late payment fees, non-payment fees, loan renewal actions, and other factors. Keep in mind that the APR range is not your finance charge and your finance charge will be disclosed later on, if applicable.


Protecting Your Credit Score

Although your credit score does not play a role in your eligibility for a cash advance, this short-term loan can still affect your score. If you repay your loan on time, your credit score will receive a boost. On the other hand, if you fail to pay back your lender within the contract time limit, your credit score may be damaged.

These are important facts to keep in mind, especially because many individuals apply for cash advance loans due to poor credit scores. If you carefully plan your loan expenses, this may be an opportunity to improve your credit score. Rather than taking an irresponsible route, use Money USA as a tool for developing a positive financial situation.

Get Started