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Before filling out a request form on Money USA, it is important for you to know how the cash advance process works. While the process is fairly straightforward, we aim to keep our customers as well informed as possible. There won’t be a pop quiz on this material, but make sure that you know the basics before using our network and signing a lender’s contract.


The following are some of the requirements our large lender network is looking for. Please note that meeting these requirements does not mean that you will be connected with a lender:

  • Be at least 18 years of age.
  • Be a citizen or permanent resident of the United States.
  • Have employment at a current job for 90 days or more.
  • Have an income of at least $1,000/mo. after taxes.
  • Present proof of income.
  • Possess a valid checking account.
  • Supply valid home and work phone numbers and an email address.

Perfect Credit Not Required

There’s no need to panic if your credit score is low. Cash advance loans are available for a wide range of customers. Your credit score will not hurt your chances of qualifying for our services, nor will it result in higher interest rates. Feel free to breath a sigh of relief before moving on to the next step in the process.

Request a Loan

You won’t have to leave the house to conduct business with us. So, grab a cup of coffee and take a seat on your favorite chair as you fill out our easy online request form. Supply basic information, such as your name and contact information, and then request an amount of funds ranging from $100 to $999 or more.

Connect with a Lender

After you’ve done your part, we will search our network for a lender that can connect with your needs. You can then examine the lender’s page to learn about the fees and terms associated with their contract. The lender is required to fully disclose all of the details to ensure that you are properly informed. If the terms work for you, sign the contract to receive your funds as soon as the next business day. Be aware that lenders may request additional information from you, such as a recent paystub.

Receive Your Loans

After you’ve provided the necessary information and signed the contract, the lender will transfer the funds directly to your bank account. You can expect this process to be both swift and secure. Money USA features online security to keep your vital information safe. Count on us to guard your personal and financial information during the transfer process.

Opt for the Automatic Repayment Process

If you have any concerns about missing repayment due dates, investigate your lender’s automatic repayment plan. This feature will ensure that your fees are automatically withdrawn from your checking account when the due date comes around. Breathe another sigh of relief as this part of the process takes care of itself. Money USA is here to keep the cash advance process moving as smoothly as possible.

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